Guide to Home Buying Process


Being a homeowner is a rewarding feeling! The process of home buying is influenced by several factors such as financial situation, market conditions, local economy, etc. First-time home buyers might need assistance in understanding the home buying process in Texas.

Here is a step-by-step guide to introducing you to the home buying process:

Analyze Your Finances: Budget is a major factor when buying a home. So, start the process by evaluating your financial condition. When preparing your budget, you need to consider the following expenses – down payment, closing costs, mortgage payments, property taxes, homeowner’s insurance, repairs, and HOA fees. Apart from these major expenses, you need to consider other payments such as utility costs, transport, etc. Deduct your existing expenses including credit card payments, student loans, auto loans, living expenses, savings, etc. from your gross monthly income to understand how much you can spend on buying your own home.

Get Pre-Approved for Mortgage: The lender reviews income, expenses, and credit history to analyze the amount of mortgage that can be lent to you. Getting pre-approved for your mortgage helps you understand your buying capacity and make an offer. Pre-approval also makes your profile more appealing to the sellers as they have a clear idea of your willingness to buy the home. The important point to note is that getting pre-approved doesn’t essentially mean that you will be approved for the mortgage.
Find Trustworthy Builders: Buying directly from a builder has its own benefits. When buying from a team of renowned builders, you can be assured of the quality of materials used to build the home. It allows you to have better home options in multiple neighborhoods. Also, builders have in-depth knowledge and can answer your queries related to homes. Additionally, buying a new home from a builder strikes off the repair costs from your budget.

We at Flintrock Builders are third-generation builders with proven capabilities. We are proud winners of Parade of Homes multiple times.

Find Trustworthy Builders: Buying directly from a builder has its own benefits. When buying from a team of renowned builders, you can be assured of the quality of materials used to build the home. It allows you to have better home options in multiple neighborhoods. Also, builders have in-depth knowledge and can answer your queries related to homes. Additionally, buying a new home from a builder strikes off the repair costs from your budget.

Nolanville: Liberty Springs and Bella Charca – Phase X
Temple: The Landing at Heritage Oaks and Bella Terra – Phase II
Copperas Cove: Heartwood Park – Phase IV
Jarrell: Eastern Wells

To finalize your choice of neighborhood, consider factors such as school districts, restaurants, amenities, crime rates, walkability, transportation options, and proximity to our workplace.

Choose Your Home: After shortlisting a suitable neighborhood, choose the home you want to buy. The builders offer multiple homes with different sq. ft. areas, bedrooms, and facilities in the same neighborhood. To check the homes offered by Flintrock Builders, visit www.flintrockbuilders.com

Final Steps: Work with the builder for the final closing of the home.

Flintrock Builders offers a range of homes across Central Texas. The homes built by the team exhibit modern architecture and amenities along with structural strength that ensures long-term sustainability. To know more about buying a home in Texas, contact Flintrock Builders, 105 E FM 2410, Harker Heights, TX – 76548 or call at (254) 217 – 8717.

Nolanville: Liberty Springs and Bella Charca – Phase X
Temple: The Landing at Heritage Oaks and Bella Terra – Phase II
Copperas Cove: Heartwood Park – Phase IV
Jarrell: Eastern Wells