Yes, in many cases, you can buy a home before your PCS to Fort Hood, but there are several important considerations to keep in mind:

• Ensure you are pre-approved for financing (or have a clear loan plan) before committing to a purchase. This helps you move quickly when you find the right home.
• If you’re using a VA loan (which many service members do), verify that the lender and real estate agent understand VA loan requirements (e.g., no down payment, appraisal conditions).
• Consider how your PCS timeline affects your home purchase (e.g., you may arrive before you sell your current home, you may not stay as long as you expect, etc.). Agents experienced with military families can help you build flexibility into your contract. 
• Factor in the additional costs of home-ownership (maintenance, property tax, insurance), especially if you’re buying while still living elsewhere or planning to rent it out for a while.
• If you buy early and aren’t yet living in the house, consider how you’ll handle management, upkeep, and possibly renting it until you arrive.

Deciding to buy a home near Fort Hood before you PCS is absolutely feasible and can be a smart move, especially if housing is relatively affordable. But it requires good planning, a trusted local agent and lender, and awareness of your timeline and obligations.

Here are some recent data points for the housing market in the Fort Hood/Killeen/Central Texas region:

• According to cost-of-living sites, housing expenses around Fort Hood are about 51% lower than the U.S. average. 
• Typical home prices in the Fort Hood area are generally in the $150,000 to $300,000 range. 
• For the city of Killeen, TX, the median listing home price in mid-2025 was about $240,000 (around $140 per sq ft). 

What this means: You can reasonably expect entry to mid-level homes in the Fort Hood area to fall around the $200-$300K range. Neighborhood, condition of home, size, and whether you’re extremely close to base will all influence the price. If you’re planning for a PCS move and want to buy a home near Fort Hood, this range can be quite favorable compared to many U.S. markets.

Working with an agent who knows the ins and outs of military relocation home buying, and the local market, can make a big difference. Here are things to look for and ask if you need to find military-friendly real estate agents near Fort Hood:

• Ask how many military or veteran families they have helped. Look for experience with PCS moves, VA loans, BAH/housing allowance concerns, and off-post vs on-post housing.
• Check if they understand local commuting issues, base-gates, neighborhoods near Fort Hood, and rental/resale markets (important if you might relocate again).
• Ask for references or testimonials from other service members/military families.
• Use dedicated military real estate networks; there are directories and certifications for agents who specialize in working with service members.
• Confirm they are responsive, flexible with timelines (since PCS moves can be unpredictable), and willing to handle logistics if you’re buying remotely before your move.

Make a short list of 2 or 3 agents, interview them, and choose one who not only knows the market but also understands your military situation & timeline.

You can contact us directly to get started and work with our experienced team. Or, if you need a Realtor, we can help guide you. Working with a team who knows the ins and outs of military relocation home buying, and the local market, can make a big difference. Here are things to look for and ask if you need to find military-friendly real estate agents near Fort Hood:

• Ask how many military or veteran families they have helped. Look for experience with PCS moves, VA loans, BAH/housing allowance concerns, and off-post vs on-post housing.

• Check if they understand local commuting issues, base-gates, neighborhoods near Fort Hood, and rental/resale markets (important if you might relocate again).
• Ask for references or testimonials from other service members/military families.
• Use dedicated military real estate networks; there are directories and certifications for agents who specialize in working with service members.
• Confirm they are responsive, flexible with timelines (since PCS moves can be unpredictable), and willing to handle logistics if you’re buying remotely before your move.