Finding the perfect place to live, let alone retire, is a dream many of us hold dear. After years of hard work, it’s only natural to seek a community that offers comfort, attainability, and a sense of belonging. Texas, with its diverse landscapes, warm climate, and welcoming areas, has become a top destination for retirees. From bustling cities to serene small towns, the Lone Star State offers something for everyone.​ Here are a few of the best places to retire in Texas!

What Makes Texas One of the Best Places to Retire

One of the most appealing things about retiring in Texas is its financial friendliness. With no state income tax, your retirement income—whether it’s from pensions, Social Security, or 401(k) distributions—goes a lot further. On top of that, the cost of living in many Texas towns is lower than the national average, making it easy to find the best place to retire in Texas on a budget without sacrificing quality of life.

But financial savings are just one piece of the puzzle. For many retirees, access to reliable healthcare is just as important…and Texas delivers. Cities like Temple and Tyler are home to top-tier medical centers, including Baylor Scott & White, meaning high-quality care is always nearby. Whether you choose to settle in a bustling city or a quieter community, you’ll find a variety of healthcare options to meet your needs.

Of course, retirement isn’t just about saving money and staying healthy—it’s about living the life you’ve always dreamed of. And with its wide variety of settings, Texas truly offers something for everyone. From the vibrant culture of Austin and San Antonio to the peaceful pace of life in towns like Lorena and Copperas Cove, there’s no shortage of places that feel like home. Whether you’re drawn to the buzz of urban living or the quiet calm of the countryside, there’s a spot in Texas waiting for you.

And thanks to the state’s warm, sunny climate, that dream lifestyle can be enjoyed outdoors year-round. With mild winters and plenty of sunshine, Texas makes it easy to stay active and connected to nature—whether you’re fishing in Corpus Christi, hiking the scenic trails in Copperas Cove, or tending a garden in Tyler. For retirees looking to live well, stay active, and feel at home, Texas checks all the boxes.

Top 7 Places to Retire in Texas

Killeen: Attainable and Military-Friendly

Flintrock Builders’ communities in Killeen:​

  • Reynolds Crossing: Offering modern duplex homes with spacious homesites, this community is ideal for those seeking comfort and convenience.​
  • Preserve at Thousand Oaks Duplexes: Perfect for those looking for low-maintenance living without sacrificing style.​
  • The Preserve: Coming Soon! Duplexes are now available for dirt sales.

Corpus Christi: Best Place to Retire in Texas Near Water​

For those dreaming of coastal living, Corpus Christi is the best place to retire in Texas near water. With its Gulf Coast beaches, fishing spots, and boating opportunities, it’s a haven for water lovers. The city combines the charm of a beach town with the amenities of urban living, all at a relatively low cost.​

Greenville: Suburban Life with Texas Hospitality

Greenville offers a blend of small-town charm and suburban convenience. Known for a vibrant arts scene and historic downtown, it’s one of the best places to live in Texas for retirees seeking rich culture and a community feel. The cost of living is also reasonable, and the friendly atmosphere makes it easy to feel at home.

Temple: Healthcare Hub with Small-Town Charm

Temple is renowned for its medical facilities, including the Baylor Scott & White Medical Center, making it a top choice for retirees prioritizing healthcare. The city boasts a historic downtown, active retiree groups, and a welcoming community spirit.​

Flintrock Builders’ communities in Temple:

  • Mesa Ridge: Featuring spacious homesites with thoughtful home designs, modern amenities, and panoramic views, combined for the ultimate in comfortable living.​
  • Oak Ridge: A tranquil community that blends elegance with practicality, ideal for retirees.​
  • The Ridge at Knob Creek: Coming soon! This community will offer scenic views and quality homes. It’s a peaceful retreat and possibly the best place to retire in Texas.

Tyler: Garden City with Great Healthcare

Tyler, often referred to as the “Rose Capital of America,” is famous for its Azalea & Spring Flower Trail and public gardens. Beyond its floral beauty, Tyler offers excellent healthcare facilities and a range of retirement communities, making it one of the best places to retire in Texas.​

Lorena: Quiet Living Near Major Amenities

Lorena provides a peaceful, rural setting conveniently close to Waco and Temple. It’s ideal for retirees seeking tranquility without being too far from city amenities like scenic parks and nature trails, to charming boutiques and restaurants.

Flintrock Builders’ community in Lorena:

  • Rosenthal Estates: With spacious single-family homes and a prime location near outdoor recreation and community events, it’s perfect for those desiring a comfortable home and serene atmosphere.

Copperas Cove: Budget-Friendly with Scenic Trails

Copperas Cove is a family-friendly town known for its scenic trails and active community events. With its proximity to Fort Cavazos and attainable living, it’s among the best places to retire in Texas on a budget.​

Flintrock Builders’ communities in Copperas Cove:

Salado: Small-Town Charm with Big Heart

Salado offers a peaceful, small-town atmosphere that’s just a short 45-minute drive from the vibrant city of Austin. This quaint town is known for its historic Main Street, lined with unique shops, art galleries, and local eateries. Retirees appreciate the slower pace of life, scenic surroundings, and close-knit community.

Flintrock Builders’ community in Salado:

  • King Oaks: Offering spacious single-family homes from the Legacy II Collection, this community features large homesites, walking trails, and green spaces, providing a serene and upscale living experience.

Georgetown: Peaceful Living with Proximity to Austin

Georgetown combines the charm of a historic town with the benefits of being near a major city (just a 20 to 30-minute drive from Austin). Its picturesque downtown square, vibrant arts scene, and numerous parks make it appealing to retirees looking for an active yet relaxed lifestyle. The town’s commitment to preserving its rich history while fostering community engagement creates a welcoming environment for newcomers.​

Flintrock Builders’ community in Georgetown:

  • Daniels Mountain: Set in the scenic Texas Hill Country, this community offers breathtaking views, access to hiking trails, and proximity to local attractions, providing the perfect blend of tranquility and convenience.

Find Your Forever Home in Texas Today!

Texas offers a diverse range of retirement destinations, each with its unique charm and benefits. Whether you’re drawn to the coastal vibes of Corpus Christi, the cultural richness of Greenville, or the serene landscapes of Lorena, there’s a perfect spot waiting for you.​
At Flintrock Builders, we understand that retirement is a significant milestone. Our commitment is to build not just houses, but homes that reflect your dreams and lifestyle. With communities across Central Texas, we’re here to help you find the perfect home. Ready to move to one of these best places to live in Texas for retirees? We can’t wait to show you around! Contact us online or by phone to get started.